Become a Payment Service Provider with Our Payout Payment Software

WaayuPay offers a powerful Payment platform designed to make your payment transaction services hassle-free, without the need to build processing and payment gateway software from scratch. Provide a comprehensive suite of online payment processing services for merchants, enabling them to accept payments seamlessly—from online transactions.

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Empower Your Business

Unlock the potential of your payment processing business with WaayuPay's state-of-the-art software solutions. Our platform equips you with everything you need to handle transactions efficiently.

Secure Payment Gateway

Provide a safe and reliable online payment experience with advanced security measures, protecting your customers' sensitive information and ensuring smooth transactions.

Customizable Flows

Easily tailor and optimize your payment transaction process for both in-store and online transactions, ensuring a seamless and secure experience for your customers.

Empower Your Payment Processing Business with Cutting-Edge Software Solutions

Empower Your Payment Processing Business with Cutting-Edge Software Solutions

Unlock the potential of your payment processing business with WaayuPay's state-of-the-art software solutions. Our platform equips you with everything you need to handle transactions efficiently, from online payments to POS and QR solutions.

Upgrade your service offering and streamline payment processes with our comprehensive, user-friendly technology.

Secure Payment Gateway

Secure Online Payment Gateway

Provide a safe and reliable online payment experience with advanced security measures, protecting your customers' sensitive information and ensuring smooth transactions.

Our platform implements industry-leading security protocols to safeguard every transaction and maintain the highest standards of data protection.

Customizable Payment Flows

Customizable Payment Flows

Easily tailor and optimize your payment transaction process for both in-store and online transactions, ensuring a seamless and secure experience for your customers.

Our flexible platform allows you to create custom workflows that match your business requirements and customer preferences.

Payment Initiation

  • Online POS registration
  • Web-payments acceptance via:
  • • Hosted payment page
  • • Host-to-host integration
  • Configurable checkout page

Payment Requests

  • Send invoices and payment requests via:
  • • Push notifications
  • • Dynamic QR-codes with POS data
  • • Payment link via email, messengers or SMS

Payment Acceptance

  • In-store payments:
  • • Via credit or debit cards
  • • From digital wallet
  • • From bank account
  • Online payments:
  • • By credit or debit cards
  • • From digital wallet
  • • From bank account
  • Tips acceptance

Instant/Regular Payouts

  • Receiving settlement amounts to the merchant's:
  • • Bank account
  • • Card
  • • Mobile phone
  • • Digital wallet

Receipts Generation

  • Manually, from transaction history
  • Via sending email receipts after the transaction

Refunds Initiation

  • Initiating refund transactions on the customer's demand

Merchant's Digital Wallet

  • Opening a digital wallet for the merchant's personal use

Roles & Permissions Management

  • Individual
  • Merchant
  • Administrator
  • Accountant
  • Compliance manager

Deep dive into the out-of-the-box feature set

Show your audience you understand their routine and ensure they don't waste time on trivial tasks. Attract merchants with the top-notch UI that streamlines and optimizes business processes for them.

Help them achieve higher efficiency and reap the rewards of a quickly growing customer base and profits.

Feature Overview

Monetization and finances

Contracts and vendors

Vendor terms and conditions input

Creating customer contracts with different sets of commissions and limits

Let customers choose the preferred contract type (e.g. with or without monthly fees)

Contracts and vendors

Fees and limits

Customizable fees for any transaction: %, flat fee, or combination of them

Configuring the fee bearer (sender or receiver)

Transaction limits (per period, amount or number of transactions)

Fees and limits

Reconciliation and settlement

Company liabilities reconciliation

Liabilities in front of your clients

Liabilities in front of your vendors

Identifying unmatched transactions and discrepancies

Resolving the detected issues

Clear picture of your company's gains on top of transactions

Reconciliation and settlement

Operations with cash

Ability to account any type of cash and manage "cash-desk" operations

Operations with cash

Grow your profit

Get the most out of flexible transaction fees and limits configuration possibilities to maximize your revenue, plus attract and retain customers via personalized tariffs.

Independent pricing for transactions and products

Manage deposit and payment fees apart from payment cards fees and wire transfers (SWIFT/SEPA) for maximum flexibility.

Personalized tariffs

Easily tweak pricing for the previously set up customer segments. Leverage individual tariffs to meet specific business contract terms

Impose money flow limits

Manage potential risk by activating turnover and transaction limits for specific merchant segments, based on the risk level.

Dynamic scalability

With a workload capacity of 2,700 TPS* (transactions per second), the waayupay system can handle over 230 million transactions per day.

This ensures that the Platform can easily support your business growth by handling transaction volumes from 1 thousand to 1 billion or more transactions per month without performance issues.

Dynamic Scalability

Ready-to-use integrations

The Waayupay Payment processing software comes with pre-integrated providers for key functionalities such as payment acceptance, card issuance and KYC compliance. This streamlined integration process ensures a hassle-free setup of your financial transactions.

Ready-to-use Integrations

Become a payment service provider through the pre-developed processing software

Accelerated time-to-market

Waayupay merchant payment processing solution offers a shortcut to the product development cycle, putting you right on the doorstep of offline or online processing product launch, rather than starting from the ground up, which saves you months of active development.

Flexible delivery

Choose a hybrid-cloud software for an affordable and quick launch, an on-premise source code version for full control and independence from the vendor, or switch between the two.

Simplified compliance

Hybrid-cloud delivery model lets you have your transactional core app hosted on a public cloud provider and maintained by our team, while you host your entire database with sensitive details on-premise or in the private cloud for top security and facilitated data localization compliance.

WaayuPay payment processing software – customer success stories

Leading PSP (MENA): Enhanced transactions accounting, improved scalability, fast payouts

Our customers have been able to optimize their accounting procedures, improve user experiences, expand their market presence, and explore new growth opportunities in the fintech industry thanks to the WaayuPay ledger.

Customer Success Stories

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WaayuPay Payment Processing Software FAQs

Can I request a Demo of the WaayuPay payment processing software?

Yes, we provide an interactive sandbox demo environment on our Product Demo page. It's available there and then, no need to send a demo request and wait.

Are there any location-related restrictions for using your payment acceptance software?

There aren't location-related restrictions for using our payment acceptance software, because the WaayuPay Platform can be easily customized, which allows you to comply with the regulatory requirements. With the hybrid-cloud SaaS version, you manage and host the main database, which helps to adhere to the data localization regulations.

What tech stack is the WaayuPay payment acceptance platform built with?

WaayuPay uses the most advanced technology stack for building its payment acceptance platform. We develop code on the Java 17 LTS. WaayuPay provides security testing with JUnit, Arquillian and OWASP security scanner. We review the code quality with SonarQube, UpSource and FindBugs.

The implemented REST and gRPC API architecture helps to facilitate integration with third-party providers and services and assists in driving your banking or payment product innovation.

Is WaayuPay an open-source payment processing software?

The WaayuPay payment processing is available as SaaS version or with the source code license. It is possible to download and modify our front-office and back-office UI packs/UI kits on GitHub, but all functionality lies in using the APIs of the WaayuPay backend app.

Is WaayuPay payment processing platform cloud-based or on-premise?

The subscription-based payment model is hosted on the marketplaces of major cloud providers such as AWS, and Azure will soon follow suit. You get the app deployed on the cloud, the database is hosted on your own server for the sake of data localization compliance and security.

An on-premise version comes with the source code license, available for a one-time flat fee.

Can I buy the payment acceptance platform source code?

To buy the payment acceptance platform source code you can contact us, and share your product vision.

The purchasing process takes 3 steps:

  1. Technical audit of the product by your team
  2. Knowledge transfer period from our team to yours
  3. Signing the contract and code handoff.